Raphael Ratliff is an independent R&B Artist that's professionally known as Money Train. He was born and raised in South Carolina. The name Money Train was influenced by his breakout hit single also entitled, "Money Train" originally released in 2014. He is a singer, songwriter and musician. His highly anticipated debut album entitled, "Trapp Gospel" is available on all download and streaming sites. The album features his latest hit single entitled, "Way I'm Living" produced by Krazy Figz.