Santa Barbara, California based singer/songwriter recorded and produced 1972 LP In Debt alongside band member Bill Cooley. After experiencing the highs of being in a rock band in the early '70s, both Munson and Cooley shifted their focus toward producing original material and pursuing a record deal. In Debt features nine original songs that are predominantly psychedelic rock, pulling influences from folk and blues to create a world of soft-breezes and introspection.